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Licensed Shariah and Islamic Finance Advisory Firm

Shariah Advisory & Certification for Financial Institutions

IHKAM supports fintechs, banks, funds, and investment managers with Shariah advisory, certification, and compliance, delivered with institutional rigor and practical implementation.

Serving: Fintech · Islamic Financial Institutions · Funds · Asset Managers

AdvisoryCertificationGovernance

01–04Structured Shariah review

FinTechIslamic Financial InstitutionsTakafulAsset Managers

Industries

Who We Serve

Discover the industries we assist with Shariah advisory and certification.

Explore all industries
  • 01
    FinTech
  • 02
    Islamic Financial Institutions
  • 03
    Takaful
  • 04
    Asset Managers

Engagements

Common Use Cases

Requesting Shariah Certification

Structured certification review with clear deliverables to support credibility, governance expectations, and stakeholder confidence.

Launching a Shariah-Compliant Product

Shariah advisory and structuring support from concept to go-live, including documentation review and implementation guidance.

Strengthening Shariah Governance & Compliance

Ongoing compliance support, controls, and reporting guidance to maintain Shariah alignment across operations and products.

Method

How It Works

A structured process. We support institutions through a disciplined Shariah review designed for clarity, governance, and practical implementation.

  • Clear scope and deliverables from day one
  • Independent review and practical recommendations
  • Strong documentation and governance readiness

Explore our Services

  1. 01

    Scope & Intake

    Confirm objectives and documentation scope.

  2. 02

    Review & Structuring

    Assess Shariah alignment and practicality.

  3. 03

    Revisions & Alignment

    Address queries and refine documentation.

  4. 04

    Deliverables

    Issue advisory report and certification (as applicable).

Assurance

Why IHKAM

  • Licensed Shariah and Islamic finance advisory firm.

  • Seasoned certified Shariah advisors and Islamic finance professionals.

  • Documentation-driven process with clear deliverables.

Our People

Meet the IHKAM Team

Specialists in Islamic finance, Shariah governance, compliance, and practical implementation.

Othman Al-Duweiki

Executive Leadership

Othman Al-Duweiki

Chief Executive Officer / Shariah Advisor, CSAA

Islamic Finance and Shariah advisor with experience across product structuring, Shariah risks, governance, compliance, fintech, and financial institutions.

Ahmed Al-Gharbi

Shariah Advisory

Ahmed Al-Gharbi

Shariah Advisor

Fatwa researcher and Shariah advisor with more than ten years of experience, published research, and service to Omani waqf institutions.

Enquiries

Contact

Madinat Alsultan Qaboos, Bousher, Muscat Governorate

Info@ihkamadvisors.com

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